Fast & Quick Online Payday Loans – A Comparison With Bank Loans

quick online payday loan Typically, when we are in need of money urgently to tide over unexpected expenses, we think of either borrowing from friends and relatives or taking a loan from the banks.

But more often than not, the first option is too embarrassing to consider while the second one way is too cumbersome and time-consuming.

If you compare regular bank loans with instant, quick payday loans, you will find that to meet your urgent cash needs, payday or cash advance loans are a more practical solution. See how:

Loans from banks
  • Slow Processing - Banks take anything between 15-30 days to process the documents and complete other formalities before granting approval.
  • Tiresome Procedures - Appointments, meetings, interviews, whole lot of paperwork makes one feel exasperated and also takes up a lot of time
  • Explain Reasons - One needs to explain to the satisfaction of bankers the reason for applying for a loan.
  • Uncertainty - Even if all the criteria has been met, there is no certainty that the loan would come through.
  • Bad Credit Disqualifies - There is no chance of getting loans from a bank if one has bad credit rating or bad track record.
  • Strict repayment schedules - If one misses even one payment on time, his/her track record would take a hit.
Quick online payday loan from TopPayday.co.uk
  • Instant approval - With payday loans, approval is granted within minutes of filling up an online form and cash comes into the borrower’s account the same working day.
  • Easy to get - Fast payday loans involve paperless, faxless processing. Just fill up the online form, get approval within minutes and start spending the cash same working day.
  • No explanations - No intrusion of privacy with payday loans; no interviews, nothing. You don’t even need to meet your lender.
  • You Qualify, You Get - Almost everybody if he/she is employed full time and earns more than £ 1000 a month, gets the applied for amount.
  • Bad Credit? No Problem - People with bad credit history, bad track record, even bankruptcy can get payday loan if they are employed full time.
  • Easy repayment schedules - One can defer the repayment just by letting us know in advance.

Top Payday offers you fast, quick, faxless online payday loan up to £ 1000 which is approved within minutes of filling up our online form with money coming in your account same working day. Now question arises why should you go for Top Payday when there are many such options available. Let’s compare some of the companies offering payday loans.

 
  • Payday UK.co.uk
  • Payday Express
  • Payday Advance UK
  • Quick Quid
  • Same Day Money
  • Payday Loans UK
  • Same Day Cash
Cost
  • £25 per £100 borrowed
  • £25 per £100 borrowed
  • £29 per £100 borrowed
  • £25 per £100 borrowed
  • £25 per £100 borrowed
  • £29 per £100 borrowed
  • £1 per £100 per day
Speed of service
  • Same day by CHAPS 2 days (same day for £15 additional fee)
  • 24 hours
  • Sometimes same day, usually within 24 hours
  • From 2 to 48 hours
  • Overnight
  • Same working day

As you can see, our company ranks very well when it comes to the amount of interest you’ll pay and the speed at which you’ll get your money. But when it comes to customer service, accessibility and transparency, we really are on top of the heap! So when you need cash in a hurry, you know where you need to go.

Borrow Up to 1000 Pounds No Faxing, No Fuss

Representative APR
200%-2281% (variable*)

Representative Loan Example:

  • Borrow £200 for 30 days
  • Amount payable - £258
  • Interest - £58
  • Interest rate -252.8% p.a., 1905% APR

Requirements

  • Over the age of 18
  • Resident of the United Kingdom
  • Currently employed and receive a regular paycheque
  • Active bank account that salary is paid into

Get Cash Today


Testimonials

  • Absolutely Award Winning!
    "I have received my loan this late
    afternoon,thank you. I just have to con fess that, your service is absolutely award-winning. I have a great pleasure using your service. Thank you."

    - Sutay Ceyhan

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