Borrow Up to £750, No Faxing, No Fuss, Instantly!
Apply now
Compare Fees
Home » Compare Fees

Fast & quick online Payday loans – A comparison with bank loans

Typically, when we are in need of money urgently to tide over unexpected expenses, we think of either borrowing from friends and relatives or taking a loan from the banks.

But more often than not, the first option is too embarrassing to consider while the second one way is too cumbersome and time-consuming.

If you compare regular bank loans with instant, quick payday loans, you will find that to meet your urgent cash needs, payday or cash advance loans are a more practical solution. See how:

Loans from banks
Quick online payday loan from TopPayday.co.uk

Slow Processing - Banks take anything between 15-30 days to process the documents and complete other formalities before granting approval.

Tiresome Procedures - Appointments, meetings, interviews, whole lot of paperwork makes one feel exasperated and also takes up a lot of time


Explain Reasons
- One needs to explain to the satisfaction of bankers the reason for applying for a loan.


Uncertainty
- Even if all the criteria has been met, there is no certainty that the loan would come through.


Bad Credit Disqualifies
- There is no chance of getting loans from a bank if one has bad credit rating or bad track record.

Strict repayment schedules - If one misses even one payment on time, his/her track record would take a hit.

 


Instant approval - With payday loans, approval is granted within minutes of filling up an online form and cash comes into the borrower’s account the same working day.

Easy to get - Fast payday loans involve paperless, faxless processing. Just fill up the online form, get approval within minutes and start spending the cash same working day.

No explanations - No intrusion of privacy with payday loans; no interviews, nothing. You don’t even need to meet your lender.


You Qualify, You Get
- Almost everybody if he/she is employed full time and earns more than £ 750 a month, gets the applied for amount.

Bad Credit? No Problem - People with bad credit history, bad track record, even bankruptcy can get payday loan if they are employed full time.

Easy repayment schedules - One can defer the repayment just by letting us know in advance.

 


Top Payday offers you fast, quick, faxless online payday loan up to £ 750 which is approved within minutes of filling up our online form with money coming in your account same working day.

Now question arises why should you go for Top Payday when there are many such options available.

Let’s compare some of the companies offering payday loans.

   
Cost
Speed of service

Payday UK.co.uk

Payday Express


Payday Advance UK

Quick Quid


Same Day Money

Payday Loans UK

Same Day Cash

£25 per £100 borrowed

£25 per £100 borrowed


£29 per £100 borrowed

£25 per £100 borrowed


£25 per £100 borrowed

£29 per £100 borrowed

£1 per £100 per day

Same day by CHAPS

2 days (same day for £15 additional fee)

24 hours

Sometimes same day, usually within 24 hours

From 2 to 48 hours

Overnight

Same working day


As you can see, our company ranks very well when it comes to the amount of interest you’ll pay and the speed at which you’ll get your money.

But when it comes to customer service, accessibility and transparency, we really are on top of the heap!

So when you need cash in a hurry, you know where you need to go.

Easy repayment
The amount borrowed will be repaid through Debit Card and you can defer the repayment.

Our Charges
Typical APR 1355%
We charge £25 for every £100 Borrowed
View Our Charges

Borrow Up to £750,
No Faxing, No Fuss, Instantly!

Top Payday has helped over 100,000 people like you since 2003.
Apply online now to see the Top Payday difference!
Apply Now
Get a Payday Loan Now
  • Borrow up to £750!
  • Instant Decisions!
  • No Faxing of Documents

Name:
Email:
Testimonials

Absolutely Award Winning!

"I have received my loan this late afternoon,thank you. I just have to confess that, your service is absolutely award-winning. I have a great pleasure using your service. Thank you."

- Sutay Ceyhan

Efficient Service

"Thanks for all your help and your efficient service it has been much appreciated."

- Jaspal Bajwa